EFFECTIVENESS OF LOW INCOME EARNERS LOAN MANAGEMENT GOVERNMENT SAVING BANK

Abstract

The purposes of this study were to (1) explain effectiveness of low income earners loans management Government Saving Bank. (2) compared effectiveness of low income earners loans management subtracted by sample demographic factors. This was survey quantitative research. Sample were 386 low income earners,who registered at Public welfare using simple random sampling technique. The employed research instrument was questionnaires. Data analyzed using statistical tools : percentage, mean, standard deviation T test and ANOVA F. The findings revealed that : 1) effectiveness of low income earners loans management overall was high level. 2) There were a significant statistical differences among respondents attitude toward effectiveness of low income earners loans management subtracted by demographic factors.