Saving Behavior of the student of Technology Rajamangkala Ratanakosin, Bophit Phimuk Chakkrawat

Abstract

The purpose of this research was to study the students’ saving behavior and the factors affecting on students’ saving behavior at Rajamangala University of Technology Rattanakosin, BophitPhimukChakkrawat. The Sample group was 370 students of Technology Rajamangkala Ratanakosin, Bophit Phimuk Chakkrawat. The parameters used for statistical analysis of this research were 1) frequency 2) percentages 3) mean 4) standard deviation and 5) chi-square The results showed that only 37.8 percent of the students had saving money.The average income and expenditure of the students were equal to 3,001-4,000 baht per month. The number of students who made the income - expenditure account was low and they had very few saving idols. The students who had saving money had a short run saving for buying goods they needed. The factors affecting students’ saving behavior were sex, pocket money per month from parents, extra income per month and saving idols at the confidence level of 95 percent.